Friday, December 2, 2011
Wednesday, November 9, 2011
Mission Statement
To provide dependable, fast, and professional insurance services for all of our personal and commercial clients. To be acknowledged as one of the most efficient and respected independent insurance brokers on the West Coast. We are honest, ethical, and reliable. Every day we strive to be the best.
Monday, October 3, 2011
Gap Coverage and what it is all about
What is GAP (loan/lease) coverage?
Gap coverage will provide coverage for the difference between the loan/lease and the Actual Cash Value (ACV) when a vehicle is a total loss. Sometimes GAP coverage is mandated by loss payee's on auto loans - if so contact your insurance agent since getting the coverage through your insurance is MUCH cheaper than buying it through the dealer.
As always find out more or learn more on our website - www.tedmusinsurance.com
Gap coverage will provide coverage for the difference between the loan/lease and the Actual Cash Value (ACV) when a vehicle is a total loss. Sometimes GAP coverage is mandated by loss payee's on auto loans - if so contact your insurance agent since getting the coverage through your insurance is MUCH cheaper than buying it through the dealer.
As always find out more or learn more on our website - www.tedmusinsurance.com
Monday, September 26, 2011
Therapy Rehab Insurance
We just wrote a therapy rehab center in Milbrae; physical and occupational therapy. Got the job done!
Thursday, September 1, 2011
Wednesday, August 10, 2011
How Much Insurance Do I Need!?
How Much Insurance Do I Really Need to Buy???
ByEric Tedmus
A helpful tip, is to try and create a worst case scenario for the assets you own, meaning if all of what you own is now taken away from you, how much would that be? Once you have a rough number, run it past your insurance agent. Don’t be afraid to add a ‘buffer’ limit to that amount. Example, if you think $1,250,000 is a solid number, add an extra $250,000 on top of that. Sometimes, adding this extra limit of coverage is not only cheap but can be a life-saver!
Eric Tedmus – CLCS, is owner and CEO of Tedmus Insurance Services, located in Walnut Creek California. He can be reached toll free at (800) 903 5752 or by email at eric@tedmusinsurance.com
By
This really is the million dollar question, isn’t it? Many people ask me, “Eric, how much insurance do I need to buy!?” I tell them “It depends!” The person then sighs and says, “Well, that sure doesn’t help me.”…It’s not supposed to!
To put it bluntly, insurance is designed to protect your assets. How many assets do you own? Would you care to lose all of those assets? This is why people buy insurance in the first place. What is it that you want to protect? Is it a business? A car? Your investment portfolio? Loss of rental income? A cell phone? A building?
Calculating the amount of coverage you need is difficult, if not next to impossible to determine. This is because there are hundreds of changing variables integrated into daily life that affect your assets and how much they actually need to be insured by. This is why you buy liability and/or property insurance in the first place! Construction costs, defense costs, damage estimates, court decisions, city ordinances, inflation, etc. These all affect how much insurance you need to buy.
A helpful tip, is to try and create a worst case scenario for the assets you own, meaning if all of what you own is now taken away from you, how much would that be? Once you have a rough number, run it past your insurance agent. Don’t be afraid to add a ‘buffer’ limit to that amount. Example, if you think $1,250,000 is a solid number, add an extra $250,000 on top of that. Sometimes, adding this extra limit of coverage is not only cheap but can be a life-saver!
Your agent is not supposed to be the decision maker in this process, but rather a helpful guide in pointing you in the right direction. If you feel the need to, get a second or third opinion on the limit, it couldn’t hurt!
Eric Tedmus – CLCS, is owner and CEO of Tedmus Insurance Services, located in Walnut Creek California. He can be reached toll free at (800) 903 5752 or by email at eric@tedmusinsurance.com
Thursday, July 28, 2011
Shopping and Saving
The best part about my job is the fact that I get to help people with their policies and help educate them on what they are paying money for.
Just the other day I was able to save a client more than $1,000 plus on their auto, home, and umbrella insurance. This makes me happy since I know I'm providing not only better coverage, pricing, but service as well.
Just the other day I was able to save a client more than $1,000 plus on their auto, home, and umbrella insurance. This makes me happy since I know I'm providing not only better coverage, pricing, but service as well.
Thursday, July 14, 2011
Safeco!
Just received Safeco appointment. Officially can start submitting business through them, otherwise had to submit it through RL Milsner.
Sunday, June 5, 2011
New Kemper Product Video - Check it out
Take a look at this video from Kemper - explaining how their homeowners policy coverage works. It describes their blanket limits.
Wednesday, June 1, 2011
New Company Appointments!
Business Update: Allied, Safeco, Kemper, Travelers, and Met Life are all now DIRECT appointments! Exciting for all personal lines customers since they have more choices for their insurance options - we shop for them. Also, we have a new toll free phone number 1 800 903 5752. Check us out online at www.tedmusinsurance.com
Thursday, March 24, 2011
Tedmus Insurance Services
Welcome to Tedmus Insurance Services web Blog! Feel free to comment regularly. This site will be updated periodically as new items/notices come in! http://www.tedmusinsurance.com/
Best Regards,
Eric Tedmus, Founder and CEO
Tedmus Insurance Services
Best Regards,
Eric Tedmus, Founder and CEO
Tedmus Insurance Services
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